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| Desired Industry: Management |
SpiderID: 21866 |
| Desired Job Location: Barrington, Rhode Island |
Date Posted: 7/27/2008 |
| Type of Position: Full-Time Permanent |
Availability Date: 9-1-2008 |
| Desired Wage: 100k |
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U.S. Work Authorization: Yes |
| Job Level: Management (Manager, Director) |
Willing to Travel: Yes, 50-75% |
| Highest Degree Attained: Bachelors |
Willing to Relocate: Undecided |
Objective:
Cover Letter
I have been in the banking/mortgage Industry for the past 21 years. I have done all facets of the profession, which include underwriting, sales, underwriting management, sales management, quality control and human resources. My strengths include my relationships with people, my work ethic, energy, drive and determination. I have had my own business (Mortgage Company) for the past seven years. I have averaged over four hundred thousand in income over that period and have received numerous awards from banks that I have had relationships with and have done business with (I can bring proof of both of these items when we meet in person).
As you know, it is a very tough time in the mortgage industry. The expenses have gone up dramatically and the number of applicants that we can place with lenders has been reduced drastically. For these reasons I am looking for a change. I could be a tremendous asset to your bank in a number of different ways. My main strength is my ability to direct and lead people, and to bring energy and cohesiveness to any department that I would by leading, my salary requirements are negotiable. I would be extremely successful in any type of lending/credit position or in any human resource capacity.
Thank you and I look forward to discussing these items and much more in person.
Sincerely,
David P.Napolitano
401-245-9890
Experience:
David P. Napolitano
17 Robbins Drive Cell: 401-339-0496 Residence: 401-245-9890
Barrington, RI 02806 E-mail: David Napolitano@hotmail.com Fax: 401-289-0603
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CHIEF EXECUTIVE OFFICER * MANAGING DIRECTOR * PRESIDENT
Expert in : Mortgage/Lending Management - Training & Business
Consummate senior executive, a top sales producer, award winner, and record achiever with twenty years of progressive senior-level management experience focused on profitable sales and underwriting of mortgage products. Produced exceptional company growth increased gross margin, enhanced productivity, and set new company standards through the proactive implementation of innovative programs, sales techniques and staff development. Forecasted sales trends, enhanced revenue stream, directed and coached product sales, and achieved profitability in a highly competitive financial market. Created numerous top sales performers and management personnel through good communication skills and creative training techniques necessary to promote services or concepts. A hands-on manager/lender and critical thinker who can adapt to quick orientation, develop expertise, and produce immediate contributions in financial operations and motivational team management. Possesses a valuable blending of leadership…strong work ethic…motivation to succeed…and the ability to surpass corporate goals - producing
bottom - line results.
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EDUCATION
B.S., Business Management, Boston University, Boston, Massachusetts May 1987
Moses Brown School, Providence, Rhode Island 1971-1983
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EXECUTIVE HIGHLIGHTS
• Run everyday operations and performed all functions, sales, accounting, marketing, underwriting and human resources, training and development for my own mortgage brokerage.
• Closed and funded in excess of Two Hundred and Sixty Million in loan volume.
• Received numerous letters of satisfied service and recommendations from customers.
• Never had a written or verbal complaint to any agency from any customer or vendor.
• Received numerous awards from lenders/banks for the production (volume and quality that they received from First Allegiance.)
• Produced exceptional company growth, increased gross margin, enhanced productivity and achieved new company standards through the design and implementation of innovative sales programs and new business development.
• Packaged loans, conducted high-pact presentations for investors and decision-makers, and ensured that all mortgage products were in total compliance with guidelines set forth by the secondary market.
• Served as preceptor and advisor, answering general underwriting questions for loan processors and originators.
• Prevented the possibility of acquiring non salable mortgages by evaluating all loan packages and assuming control of final authorization prior to closing.
• Prequalified 100 applicants daily (doubled the daily average of 50) in 1989 before first promotion.
• Instrumental in leading sales group to finish #1 and #2 in “Revenue Earned” for 4 consecutive years.
• Led team to finish #1 twenty times, January 1997 - November 2000 out of 10 sales teams.
• As “team Leader” recognized for “Best Employee Retention”.
• As Credit Manager, recognized for having the most months with no funding/sales problems to loan investors.
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EMPLOYMENT HISTORY
First Allegiance Financial Mortgage, Rumford, Rhode Island
President / Mortgage Brokerage 2001-Present
Advanced Financial Services, Newport, Rhode Island
Vice President/Team Leader/Sales Manager, 1997-2000
Credit Manager, 1994-1996, Senior Underwriter, 1992-1994
Underwriter, 1990-1992: Loan Processor, 1989-1990
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AWARDS
Received elite status quarterly rewards from four different lenders for production, quality, compliance and volume.
Invited and attended the opening of the New York Stock exchange as an elite broker, 2007
Voted top broker by leading industry banks, 2006/2007
All Star Team Leader, 1999,1998,1997
Sales Coach of the Year 1998
Presidential Award “Top Employee”, 1997
Rookie Sales Coach, 1997
Top Credit Manager, 1994-1999
Monthly Award Recipient, 1994-1996
Voted “Team Mate of the Month” by peers, 4 times
As Underwriter…”Most Units Closed”, 1995, 1994
*REFERENCES FURNISHED UPON INTERVIEW*
Education:
Please see attached resume and cover letter
Affiliations:
Please see attached resume and cover letter
Skills:
Please see attached resume and cover letter
Additional Information:
Please see attached resume and cover letter
Reference:
Please see attached resume and cover letter
Candidate Contact Information:
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